Flood insurance provision and affordability. Beyond the statement of principles: implications for Scotland

Tom Ball, Alistair Geddes, Alan Werritty, Andrew R. Black, Amy Easton

    Research output: Book/ReportBook

    Abstract

    This survey makes a preliminary assessment of possible social implications in Scotland of changes to the flood insurance market that may follow the end of the Scottish Statement of Principles on the provision of Flood Insurance. The Statement was agreed between the Scottish Government and the Association of British Insurers (ABI) in December 2008 and is due to finish in July 2013. It has both secured the availability of flood insurance to communities at risk of flooding in Scotland, and ensured that the Scottish Government has invested in flood risk management measures during this period. The ABI have made clear that they do not intend to renew the agreement owing to their belief that it prevents the development of a free market in flood insurance.
    Original languageEnglish
    Place of PublicationJames Hutton Institute, Aberdeen, Scotland
    PublisherCentre of Expertise for Waters (CREW) Facilitation Team, James Hutton Institute
    Commissioning bodyCREW: Centre of Expertise for Waters
    Number of pages68
    Publication statusPublished - 27 Jul 2012

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