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The intersection of institutional complexity and contextualisation in women entrepreneurship

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Abstract

Purpose: This study investigates how regulatory, normative and cognitive systems intertwine and influence women's entrepreneurial activities in Pakistan. It employs a gender-sensitive lens to examine this complex interplay, focusing on women entrepreneurs who are clients of microfinance institutions (MFIs).

Methodology
: The research methodology combined document analysis and semi-structured interviews with fifty women entrepreneurs associated with MFIs. A multi-perspective approach contextualised gender and entrepreneurship within Pakistan's institutional environment.

Findings
: The findings show that despite gender equality efforts, disparities persist in property rights, workforce participation and political representation. While regulatory initiatives, such as microfinance schemes, support women entrepreneurs, their effectiveness depends on concurrent shifts in cognitive and normative institutions. MFIs emerge not just as credit providers but as institutional mediators that engage families address normative barriers and build cognitive capacity through community outreach and education. This demonstrates how regulatory, normative and cognitive pillars function interdependently rather than separately in shaping women's entrepreneurial experiences.
Practical Implications: Policymakers should design inclusive policies that address regulatory, normative and cognitive dimensions simultaneously, incorporating education, skills development and societal norms. This multi-dimensional approach can support women entrepreneurs in navigating institutional barriers and accessing entrepreneurial opportunities.

Originality
: The study extends Scott's institutional framework by specifying the mechanisms through which institutional pillars interact in patriarchal contexts, demonstrating that regulatory access requires simultaneous normative alignment and cognitive development. It reconceptualises MFIs as institutional mediators operating across all three pillars and advances gendered entrepreneurship theory by showing women's agency as adaptive negotiation within existing institutional structures.
Original languageEnglish
Pages (from-to)1890-1911
Number of pages22
JournalInternational Journal of Entrepreneurial Behavior and Research (IJEBR)
Volume32
Issue number7
Early online date10 Jun 2026
DOIs
Publication statusE-pub ahead of print - 10 Jun 2026

UN SDGs

This output contributes to the following UN Sustainable Development Goals (SDGs)

  1. SDG 1 - No Poverty
    SDG 1 No Poverty
  2. SDG 5 - Gender Equality
    SDG 5 Gender Equality
  3. SDG 8 - Decent Work and Economic Growth
    SDG 8 Decent Work and Economic Growth

Keywords

  • Women entrepreneurs
  • Microfinance institutions
  • Regulatory
  • Normative
  • Cognitive institutions
  • Pakistan

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